As we discussed yesterday, traffic tickets can be costly and time consuming. But can your traffic tickets actually have an impact on your credit score? Surprisingly, according to the CEO of one credit restoration corporation, the answer to that question is yes.
When it comes to credit scores, most people believe a lowered score is most commonly caused by late payments and/or a default on loans. What people may not know is that the government can and will turn your unpaid traffic tickets over to a collection agency. Once your unpaid bill is in the hands of collections, these agencies can now report your delinquent account to the credit bureaus in an effort to get you to pay up, thus negatively impacting your credit score and possibly your financial future.
Don't let unpaid traffic tickets affect your financial wellbeing! The first and most important step is to respond to your tickets within the allotted timeframe. Whether you decide to fight the ticket or simply plead guilty and take the fine, it is very important that you respond to the ticket so you can avoid several negative consequences, such as paying late fees and/or a forfeiture of your chance for a plea bargain. The second step you can take to ensure that the process goes as smoothly as possible is to hire a traffic attorney. An attorney will ensure that the process of dealing with your ticket is done correctly, thereby eliminating the pesky possibly of your unpaid ticket getting sent to collections!
If you or a loved one have tickets and would like to speak with an attorney, feel free to contact this office at (718) 317-5007.
Showing posts with label traffic court. Show all posts
Showing posts with label traffic court. Show all posts
Thursday, July 17, 2014
Wednesday, July 16, 2014
Traffic Tickets in New York
We all know that traffic tickets can be pain, especially for busy New Yorkers. Getting a traffic ticket can be both costly and time consuming. If you wish to fight your ticket, the process can be arudous and paper work intensive.
The first and most important thing you can when you get a ticket in New York is to know your options. The first option is you can plead "Guilty" or "No Contest" to the ticket, which means you will have to pay the fine and/or the Driver's Responsibility Program. The consequences of this option include receiving a certain numbers of "points" on your license (which could led to the suspension/revocation of your license) and a possible increase in your insurance premiums. The second option is to fight the ticket and plead not guilty. If you choose this option, you will have to contest the ticket during a hearing. The potential consequences of pleading "Not Guilty" is that if you lose, you might not be offered a plea bargain for a lesser penalty.
An important thing to remember is you should absolutely respond to your ticket within the allotted time. If you do not turn your response in by the scheduled date, you will forfeit your chance to plead Not Guilty.
If you have multiple tickets, or tickets that could rack you up enough points to suspend or revoke your license, it's wise to hire an experienced traffic lawyer. There are several advantages to hiring a traffic lawyer. The primary advantage is that these attorneys handle these types of cases on a daily basis, so they have most likely dealt with a situation similar to yours, no matter how unusual or difficult your particular case seems. They should be familiar with the types of defenses work best with individual judges and any paperwork or "red tape" that you will need to get through. Another major benefit associated with hiring an attorney is that you may not have to appear in Court.
If you or a loved one is in need of a traffic attorney, feel free to contact the office at 718-317-5007.
The first and most important thing you can when you get a ticket in New York is to know your options. The first option is you can plead "Guilty" or "No Contest" to the ticket, which means you will have to pay the fine and/or the Driver's Responsibility Program. The consequences of this option include receiving a certain numbers of "points" on your license (which could led to the suspension/revocation of your license) and a possible increase in your insurance premiums. The second option is to fight the ticket and plead not guilty. If you choose this option, you will have to contest the ticket during a hearing. The potential consequences of pleading "Not Guilty" is that if you lose, you might not be offered a plea bargain for a lesser penalty.
An important thing to remember is you should absolutely respond to your ticket within the allotted time. If you do not turn your response in by the scheduled date, you will forfeit your chance to plead Not Guilty.
If you have multiple tickets, or tickets that could rack you up enough points to suspend or revoke your license, it's wise to hire an experienced traffic lawyer. There are several advantages to hiring a traffic lawyer. The primary advantage is that these attorneys handle these types of cases on a daily basis, so they have most likely dealt with a situation similar to yours, no matter how unusual or difficult your particular case seems. They should be familiar with the types of defenses work best with individual judges and any paperwork or "red tape" that you will need to get through. Another major benefit associated with hiring an attorney is that you may not have to appear in Court.
If you or a loved one is in need of a traffic attorney, feel free to contact the office at 718-317-5007.
Wednesday, February 19, 2014
The Hidden Cost of Speeding Tickets
Some people get speeding tickets, pay the fines, and shrug it off. However, speeding tickets can cost you way more than just the face value of the fine. In New York, speeding tickets are associated with points, whose accumulation on your license can lead to suspension. Many people simply don't realize how much money simply accepting a speeding ticket will actually cost them.
First, you must pay the ticket itself, which depending on the speed you were pulled over at, could be anywhere from $45-$600. Then you must pay the associated surcharges. In New York, many speeding tickets come with surcharges of up to $100.
After you have paid all the fines and surcharges surrounding your ticket, you must accept the points that will be added to your license. If you have been ticketed with other driving violations in the past and have accumulated 11 points in the past 18 months, your driver's license may be suspended. Furthermore, if you have had three speeding incidents in the past 18 months, even without them adding up to 11 points, your driver's license may be suspended.
Finally, your insurance may increase as a result of a bad driving record. This results in you paying more each year for the same insurance!
The best way to avoid the consequences surrounding a ticket is to get an attorney. Experienced attorneys have handled hundreds of these matters and know how to make you walk out with the least possible amount of points and/or fees. A traffic attorney will help you navigate the situation to the best possible outcome.
If you received a traffic ticket in New York or New Jersey and need assistance, feel free to call the office at (718) 317-5007.
- Kevin McKernan
First, you must pay the ticket itself, which depending on the speed you were pulled over at, could be anywhere from $45-$600. Then you must pay the associated surcharges. In New York, many speeding tickets come with surcharges of up to $100.
After you have paid all the fines and surcharges surrounding your ticket, you must accept the points that will be added to your license. If you have been ticketed with other driving violations in the past and have accumulated 11 points in the past 18 months, your driver's license may be suspended. Furthermore, if you have had three speeding incidents in the past 18 months, even without them adding up to 11 points, your driver's license may be suspended.
Finally, your insurance may increase as a result of a bad driving record. This results in you paying more each year for the same insurance!
The best way to avoid the consequences surrounding a ticket is to get an attorney. Experienced attorneys have handled hundreds of these matters and know how to make you walk out with the least possible amount of points and/or fees. A traffic attorney will help you navigate the situation to the best possible outcome.
If you received a traffic ticket in New York or New Jersey and need assistance, feel free to call the office at (718) 317-5007.
- Kevin McKernan
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