As we discussed yesterday, traffic tickets can be costly and time consuming. But can your traffic tickets actually have an impact on your credit score? Surprisingly, according to the CEO of one credit restoration corporation, the answer to that question is yes.
When it comes to credit scores, most people believe a lowered score is most commonly caused by late payments and/or a default on loans. What people may not know is that the government can and will turn your unpaid traffic tickets over to a collection agency. Once your unpaid bill is in the hands of collections, these agencies can now report your delinquent account to the credit bureaus in an effort to get you to pay up, thus negatively impacting your credit score and possibly your financial future.
Don't let unpaid traffic tickets affect your financial wellbeing! The first and most important step is to respond to your tickets within the allotted timeframe. Whether you decide to fight the ticket or simply plead guilty and take the fine, it is very important that you respond to the ticket so you can avoid several negative consequences, such as paying late fees and/or a forfeiture of your chance for a plea bargain. The second step you can take to ensure that the process goes as smoothly as possible is to hire a traffic attorney. An attorney will ensure that the process of dealing with your ticket is done correctly, thereby eliminating the pesky possibly of your unpaid ticket getting sent to collections!
If you or a loved one have tickets and would like to speak with an attorney, feel free to contact this office at (718) 317-5007.
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